Blackjack Insurance
When you decide to play, your first step is online Blackjack download and getting to know the platform. Blackjack Insurance is an optional bet a player can place before the dealer checks the hole card if the dealer’s upcard is an ace.
The insurance is against the dealer’s blackjack and normally pays 2:1 if the dealer has one. If the dealer does not have a blackjack, the insurance bet goes to the casino. The player can still win the original bet.
Since the insurance is essentially a bet on the dealer’s hole card being a value of 10, placing an insurance is almost always a poor choice for the player.
The only exception is when a player uses card-counting methods and is able to calculate the high probability of the dealer’s hole card being a value of 10.
A variation of the blackjack insurance is offering players 1:1 payout on a blackjack when the dealer’s upcard is an ace. Again, this works well for the casino and not the player – unless the card-counting is used.
Unfortunately it works only with Blackjack, it’s not possible to do it with other card games like poker.
